1143 Long Pond RdRochesterNY14626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.35% yield at 1143 Long Pond Rd, Rochester, NY, 14626 in Rochester is solid, but the $1,079/mo payment compresses net cash flow to $67/mo at $239,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $66,280 by year five, and $2,210/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.55) without U.S. income documentation. Total projected return: $95,805.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $67 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,669 |
| Total Monthly Debt Service | $1,507 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14626, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,919 (100%) |
| Owner Occupied HU | 9,422 (67.7%) |
| Renter Occupied HU | 4,018 (28.9%) |
| Vacant Housing Units | 479 ( 3.4%) |
| Median Home Value | $218,241 |
| Average Home Value | $252,930 |
Housing Distribution
Address Breakdown
Residential
13,463
Single Family
11,058
Multi-Family
2,405
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14626, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,919 (100%) |
| Owner Occupied HU | 9,422 (67.7%) |
| Renter Occupied HU | 4,018 (28.9%) |
| Vacant Housing Units | 479 ( 3.4%) |
| Median Home Value | $218,241 |
| Average Home Value | $252,930 |
Housing Distribution
Address Breakdown
Residential
13,463
Single Family
11,058
Multi-Family
2,405
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices