11401 Trillum StBowieMD20721
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 11401 Trillum St, Bowie, MD, 20721 in Bowie is narrow, $177/mo net on $4,841/mo rent after the $3,372/mo debt service, but the property operates at break-even-plus, not a loss. At $749,900 with a 7.75% yield, the long-run equity case via 5% appreciation ($207,184 over five years) and $6,907/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $295,856.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.1% |
| Monthly Cash Flow | $177 | $1,850 |
City averages based on Bowie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,841 |
| Total Monthly Debt Service | $4,366 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20721, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,566 (100%) |
| Owner Occupied HU | 9,080 (85.9%) |
| Renter Occupied HU | 1,159 (11.0%) |
| Vacant Housing Units | 327 ( 3.1%) |
| Median Home Value | $591,780 |
| Average Home Value | $599,636 |
Housing Distribution
Address Breakdown
Residential
11,088
Single Family
10,062
Multi-Family
1,026
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20721, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,566 (100%) |
| Owner Occupied HU | 9,080 (85.9%) |
| Renter Occupied HU | 1,159 (11.0%) |
| Vacant Housing Units | 327 ( 3.1%) |
| Median Home Value | $591,780 |
| Average Home Value | $599,636 |
Housing Distribution
Address Breakdown
Residential
11,088
Single Family
10,062
Multi-Family
1,026
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices