114 Jacoby DrFairburnGA30213
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 114 Jacoby Dr, Fairburn, GA, 30213 in Fairburn: $3,127/mo in rent, $662/mo in net income, 9.26% gross yield, 1.72 DSCR, all at $405,100. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $111,922 in appreciation and $3,731/yr in principal paydown projects total cumulative return of $196,000.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.2% |
| Monthly Cash Flow | $662 | $1,200 |
City averages based on Fairburn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,127 |
| Total Monthly Debt Service | $2,304 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30213, Fairburn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,940 (100%) |
| Owner Occupied HU | 12,632 (63.4%) |
| Renter Occupied HU | 5,926 (29.7%) |
| Vacant Housing Units | 1,382 ( 6.9%) |
| Median Home Value | $334,936 |
| Average Home Value | $384,870 |
Housing Distribution
Address Breakdown
Residential
17,830
Single Family
15,764
Multi-Family
2,066
Businesses
919
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30213, Fairburn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,940 (100%) |
| Owner Occupied HU | 12,632 (63.4%) |
| Renter Occupied HU | 5,926 (29.7%) |
| Vacant Housing Units | 1,382 ( 6.9%) |
| Median Home Value | $334,936 |
| Average Home Value | $384,870 |
Housing Distribution
Address Breakdown
Residential
17,830
Single Family
15,764
Multi-Family
2,066
Businesses
919
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
