1139 S 55th StPhiladelphiaPA19143
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1139 S 55th St, Philadelphia, PA, 19143 in Philadelphia is a solid income-producing rental, 9.56% gross yield, $1,354/mo rent, $241/mo net cash flow on a $169,900 buy. DSCR 1.77 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $46,940 and $1,565/yr in principal reduction project a total cumulative return of $80,211.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $241 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,354 |
| Total Monthly Debt Service | $1,046 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1920
1,315 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19143, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,738 (100%) |
| Owner Occupied HU | 13,092 (42.6%) |
| Renter Occupied HU | 13,690 (44.5%) |
| Vacant Housing Units | 3,956 (12.9%) |
| Median Home Value | $195,169 |
| Average Home Value | $275,073 |
Housing Distribution
Address Breakdown
Residential
27,045
Single Family
22,885
Multi-Family
4,160
Businesses
995
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1920
1,315 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19143, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,738 (100%) |
| Owner Occupied HU | 13,092 (42.6%) |
| Renter Occupied HU | 13,690 (44.5%) |
| Vacant Housing Units | 3,956 (12.9%) |
| Median Home Value | $195,169 |
| Average Home Value | $275,073 |
Housing Distribution
Address Breakdown
Residential
27,045
Single Family
22,885
Multi-Family
4,160
Businesses
995
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Cohen • KW Empower
Mls Name: Bright MLS
Mls ID: #PAPH2560290