1135 N Harvard AveTulsaOK74115
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1135 N Harvard Ave, Tulsa, OK, 74115 in Tulsa. Rental yield 5.8%. At $263,900 with 5.8% gross yield, current distributions are modest, but the 5% appreciation rate projects $72,911 in new equity by year five, complemented by $2,431/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.22) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $85,110.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 7.2% |
| Monthly Cash Flow | $(467) | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,449 |
| Total Monthly Debt Service | $1,580 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74115, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,519 (100%) |
| Owner Occupied HU | 4,244 (44.6%) |
| Renter Occupied HU | 4,230 (44.4%) |
| Vacant Housing Units | 1,045 (11.0%) |
| Median Home Value | $75,082 |
| Average Home Value | $205,539 |
Housing Distribution
Address Breakdown
Residential
9,024
Single Family
8,839
Multi-Family
185
Businesses
997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74115, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,519 (100%) |
| Owner Occupied HU | 4,244 (44.6%) |
| Renter Occupied HU | 4,230 (44.4%) |
| Vacant Housing Units | 1,045 (11.0%) |
| Median Home Value | $75,082 |
| Average Home Value | $205,539 |
Housing Distribution
Address Breakdown
Residential
9,024
Single Family
8,839
Multi-Family
185
Businesses
997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices