11342 E Laguna Azul CirMesaAZ85209
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 11342 E Laguna Azul Cir, Mesa, AZ, 85209 in Mesa is capital appreciation. Rental yield 4.93%. The 4.93% gross yield at $674,200 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $186,269 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.91) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $173,126.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 5.5% |
| Monthly Cash Flow | $(1,273) | $450 |
City averages based on Mesa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,767 |
| Total Monthly Debt Service | $3,772 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.30 Acres lot
$N/A/sqft
$55 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.30 Acres lot
$N/A/sqft
$55 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices