1134 Sonoma CtBarodaMI49101
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1134 Sonoma Ct, Baroda, MI, 49101 in Baroda speaks for itself: 10.1% gross on a $409,000 price, generating $3,442/mo in rent and $744/mo in net income after the $1,839/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,933 stacks alongside $112,999 in projected five-year appreciation and $3,767/yr in principal reduction. Projected total cumulative return: $203,749.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.5% |
| Monthly Cash Flow | $744 | $350 |
City averages based on Baroda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,442 |
| Total Monthly Debt Service | $2,534 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49101, Baroda, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,385 (100%) |
| Owner Occupied HU | 1,090 (78.7%) |
| Renter Occupied HU | 203 (14.7%) |
| Vacant Housing Units | 92 ( 6.6%) |
| Median Home Value | $292,641 |
| Average Home Value | $328,631 |
Housing Distribution
Address Breakdown
Residential
1,332
Single Family
1,308
Multi-Family
24
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49101, Baroda, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,385 (100%) |
| Owner Occupied HU | 1,090 (78.7%) |
| Renter Occupied HU | 203 (14.7%) |
| Vacant Housing Units | 92 ( 6.6%) |
| Median Home Value | $292,641 |
| Average Home Value | $328,631 |
Housing Distribution
Address Breakdown
Residential
1,332
Single Family
1,308
Multi-Family
24
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices