11331 Kensington RdLos AlamitosCA90720
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 11331 Kensington Rd, Los Alamitos, CA, 90720 in Los Alamitos fits: $1,725,000, 5.54% gross yield, and a projected 5% annual appreciation rate adding $476,586 in value within five years. Rental yield 5.54%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.03) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $15,887/yr in principal paydown and $476,586 in appreciation project a total return of $479,373.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(2,714) | $400 |
City averages based on Los Alamitos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,957 |
| Total Monthly Debt Service | $9,985 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
8,415 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90720, Los Alamitos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,689 (100%) |
| Owner Occupied HU | 5,384 (62.0%) |
| Renter Occupied HU | 3,015 (34.7%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $1,227,798 |
| Average Home Value | $1,248,586 |
Housing Distribution
Address Breakdown
Residential
8,533
Single Family
6,582
Multi-Family
1,951
Businesses
1,700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
8,415 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90720, Los Alamitos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,689 (100%) |
| Owner Occupied HU | 5,384 (62.0%) |
| Renter Occupied HU | 3,015 (34.7%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $1,227,798 |
| Average Home Value | $1,248,586 |
Housing Distribution
Address Breakdown
Residential
8,533
Single Family
6,582
Multi-Family
1,951
Businesses
1,700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices