11319 Spoonbill Flock WaySan AntonioFL33576
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.57% yield at 11319 Spoonbill Flock Way, San Antonio, FL, 33576 in San Antonio is solid, but the $2,068/mo payment compresses net cash flow to $111/mo at $459,990. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $127,087 by year five, and $4,237/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.59) without U.S. income documentation. Total projected return: $183,041.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $111 | $150 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,287 |
| Total Monthly Debt Service | $2,993 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,335 sqft lot
$N/A/sqft
$123 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33576, San Antonio, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,054 (100%) |
| Owner Occupied HU | 3,933 (77.8%) |
| Renter Occupied HU | 255 ( 5.0%) |
| Vacant Housing Units | 866 (17.1%) |
| Median Home Value | $463,450 |
| Average Home Value | $506,207 |
Housing Distribution
Address Breakdown
Residential
3,585
Single Family
3,585
Multi-Family
0
Businesses
286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,335 sqft lot
$N/A/sqft
$123 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33576, San Antonio, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,054 (100%) |
| Owner Occupied HU | 3,933 (77.8%) |
| Renter Occupied HU | 255 ( 5.0%) |
| Vacant Housing Units | 866 (17.1%) |
| Median Home Value | $463,450 |
| Average Home Value | $506,207 |
Housing Distribution
Address Breakdown
Residential
3,585
Single Family
3,585
Multi-Family
0
Businesses
286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices