11315 Affinity Ct UNIT 145San DiegoCA92131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 11315 Affinity Ct UNIT 145, San Diego, CA, 92131 in San Diego earns a 9.08% gross yield at $769,000. Rent of $5,818/mo nets $412/mo after the $3,458/mo mortgage. The 1.68 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $212,461 and $7,083/yr in equity accumulation project a total cumulative return of $320,968.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 4.8% |
| Monthly Cash Flow | $412 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,818 |
| Total Monthly Debt Service | $5,099 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1992
N/A lot
$N/A/sqft
$648 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92131, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 9,944 (72.5%) |
| Renter Occupied HU | 3,238 (23.6%) |
| Vacant Housing Units | 542 ( 3.9%) |
| Median Home Value | $1,234,355 |
| Average Home Value | $1,290,860 |
Housing Distribution
Address Breakdown
Residential
13,081
Single Family
11,517
Multi-Family
1,564
Businesses
738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1992
N/A lot
$N/A/sqft
$648 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92131, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 9,944 (72.5%) |
| Renter Occupied HU | 3,238 (23.6%) |
| Vacant Housing Units | 542 ( 3.9%) |
| Median Home Value | $1,234,355 |
| Average Home Value | $1,290,860 |
Housing Distribution
Address Breakdown
Residential
13,081
Single Family
11,517
Multi-Family
1,564
Businesses
738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices