Plan 1448 Modeled Plan, GatewayEl CajonCA92020








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in El Cajon at Plan 1448 Modeled Plan, Gateway, El Cajon, CA, 92020 priced at $654,990 converts $4,207/mo rent into $26/mo cash flow after a $3,206/mo obligation. Total monthly income equals $4,207/mo, and annual cash flow totals $307/yr on $215,492 invested. Return on cash invested prints 20.2% in year one, and rental yield reads 7.71% against a $654,990 entry. Equity gained on principal adds $4,227/yr, while 5% annual appreciation compiles into $180,962 by year five. Five-year ROI reaches 104.64% and total cumulative return in cash sums $225,500. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,207/mo property income covering a $3,206/mo payment, not borrower’s personal income.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92020, El Cajon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,427 (100%) |
| Owner Occupied HU | 8,563 (38.2%) |
| Renter Occupied HU | 13,016 (58.0%) |
| Vacant Housing Units | 848 ( 3.8%) |
| Median Home Value | $859,223 |
| Average Home Value | $900,497 |
Housing Distribution
Address Breakdown
Residential
21,033
Single Family
13,921
Multi-Family
7,112
Businesses
2,417
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Nearby investment properties with comparable prices



Listed by: N/A • KB Home
Mls Name: KB Home
Mls Provider:
Mls ID: #N/A








