1130 Gardenia StCentertonAR72719
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1130 Gardenia St, Centerton, AR, 72719 in Centerton is a conservative rental investment at $338,500. Rental yield 6.2%. A 1.15 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $93,521; $3,118/yr in principal paydown supplements. Total projected return: $109,823.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(285) | $350 |
City averages based on Centerton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,750 |
| Total Monthly Debt Service | $1,900 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72719, Centerton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,649 (100%) |
| Owner Occupied HU | 4,953 (64.8%) |
| Renter Occupied HU | 2,292 (30.0%) |
| Vacant Housing Units | 404 ( 5.3%) |
| Median Home Value | $360,448 |
| Average Home Value | $419,580 |
Housing Distribution
Address Breakdown
Residential
7,511
Single Family
7,231
Multi-Family
280
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72719, Centerton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,649 (100%) |
| Owner Occupied HU | 4,953 (64.8%) |
| Renter Occupied HU | 2,292 (30.0%) |
| Vacant Housing Units | 404 ( 5.3%) |
| Median Home Value | $360,448 |
| Average Home Value | $419,580 |
Housing Distribution
Address Breakdown
Residential
7,511
Single Family
7,231
Multi-Family
280
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda Gainey • Concierge Realty NWA
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1313465
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.