1130 3rd AveGreeleyCO80631
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 1130 3rd Ave, Greeley, CO, 80631 in Greeley offers a clean, manageable entry. Rental yield 6.51%. DSCR 1.21 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $91,173 in additional property value over five years, with $3,039/yr in principal equity building ownership stake. Total projected cumulative return: $116,031.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.2% |
| Monthly Cash Flow | $(133) | $850 |
City averages based on Greeley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,790 |
| Total Monthly Debt Service | $1,792 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1919
7,050 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80631, Greeley, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,799 (100%) |
| Owner Occupied HU | 7,900 (42.0%) |
| Renter Occupied HU | 9,454 (50.3%) |
| Vacant Housing Units | 1,445 ( 7.7%) |
| Median Home Value | $378,257 |
| Average Home Value | $479,078 |
Housing Distribution
Address Breakdown
Residential
18,400
Single Family
14,263
Multi-Family
4,137
Businesses
1,488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1919
7,050 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80631, Greeley, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,799 (100%) |
| Owner Occupied HU | 7,900 (42.0%) |
| Renter Occupied HU | 9,454 (50.3%) |
| Vacant Housing Units | 1,445 ( 7.7%) |
| Median Home Value | $378,257 |
| Average Home Value | $479,078 |
Housing Distribution
Address Breakdown
Residential
18,400
Single Family
14,263
Multi-Family
4,137
Businesses
1,488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices