113 Buffalo AveFairmontWV26554
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 113 Buffalo Ave, Fairmont, WV, 26554 in Fairmont speaks for itself: 11.98% gross on a $153,000 price, generating $1,528/mo in rent and $642/mo in net income after the $688/mo debt service. DSCR 2.22, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,708 stacks alongside $42,271 in projected five-year appreciation and $1,409/yr in principal reduction. Projected total cumulative return: $99,117.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 7.8% |
| Monthly Cash Flow | $642 | $450 |
City averages based on Fairmont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,528 |
| Total Monthly Debt Service | $824 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
8,001 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
8,001 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jamie Hudson • MOUNTAIN STATE REAL ESTATE SERV. LLC
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10159345
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-10-14 23:45:41 PDT