11296 State RdHuntNY14846
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 11296 State Rd, Hunt, NY, 14846 in Hunt speaks for itself: 23.15% gross on a $149,900 price, generating $2,892/mo in rent and $1,891/mo in net income after the $674/mo debt service. DSCR 4.29, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,692 stacks alongside $41,415 in projected five-year appreciation and $1,381/yr in principal reduction. Projected total cumulative return: $178,859.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23.2% | 6.2% |
| Monthly Cash Flow | $1,891 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,892 |
| Total Monthly Debt Service | $941 |
| DSCR Ratio | 3.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14846, Hunt, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 372 (100%) |
| Owner Occupied HU | 251 (67.5%) |
| Renter Occupied HU | 57 (15.3%) |
| Vacant Housing Units | 64 (17.2%) |
| Median Home Value | $117,083 |
| Average Home Value | $155,249 |
Housing Distribution
Address Breakdown
Residential
277
Single Family
277
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14846, Hunt, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 372 (100%) |
| Owner Occupied HU | 251 (67.5%) |
| Renter Occupied HU | 57 (15.3%) |
| Vacant Housing Units | 64 (17.2%) |
| Median Home Value | $117,083 |
| Average Home Value | $155,249 |
Housing Distribution
Address Breakdown
Residential
277
Single Family
277
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices