11274 SW 106TH AvenueHamptonFL32044
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 11274 SW 106TH Avenue, Hampton, FL, 32044 in Hampton. Priced at $195,000, it generates $2,426/mo in gross rent and $1,132/mo in net monthly cash flow, a 14.93% yield that comfortably supports the 2.77 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,588. Five-year appreciation: $53,875. Equity from principal paydown: $1,796/yr. Total projected cumulative return: $147,193.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 7.0% |
| Monthly Cash Flow | $1,132 | $1,200 |
City averages based on Hampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,426 |
| Total Monthly Debt Service | $1,216 |
| DSCR Ratio | 1.99x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32044, Hampton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 988 (100%) |
| Owner Occupied HU | 690 (69.8%) |
| Renter Occupied HU | 178 (18.0%) |
| Vacant Housing Units | 120 (12.1%) |
| Median Home Value | $206,667 |
| Average Home Value | $257,275 |
Housing Distribution
Address Breakdown
Residential
705
Single Family
705
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32044, Hampton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 988 (100%) |
| Owner Occupied HU | 690 (69.8%) |
| Renter Occupied HU | 178 (18.0%) |
| Vacant Housing Units | 120 (12.1%) |
| Median Home Value | $206,667 |
| Average Home Value | $257,275 |
Housing Distribution
Address Breakdown
Residential
705
Single Family
705
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices