11250 Ramona Ave SPACE 906MontclairCA91763
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow11250 Ramona Ave SPACE 906, Montclair, CA, 91763 in Montclair earns its strong cash-flow label: 30.02% yield, $4,465/mo rent, $3,361/mo net income, DSCR 5.56. The $178,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $49,316 by year five. Combined with $1,644/yr in principal paydown, total projected return reaches $283,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 30% | 5.2% |
| Monthly Cash Flow | $3,361 | $300 |
City averages based on Montclair market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,465 |
| Total Monthly Debt Service | $1,033 |
| DSCR Ratio | 4.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices