1125 Evergreen Park CtDaytonOH45458
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1125 Evergreen Park Ct, Dayton, OH, 45458 in Dayton achieves a 1.62 ratio at $290,000: $2,118/mo rent versus $1,304/mo debt service. Rental yield 8.76%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.76% yield compounds alongside 5% annual appreciation projecting $80,122 in value. Total projected cumulative return: $99,212.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.1% |
| Monthly Cash Flow | $(203) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,118 |
| Total Monthly Debt Service | $2,206 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
1,332 sqft lot
$N/A/sqft
$313 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45458, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,814 (100%) |
| Owner Occupied HU | 11,655 (73.7%) |
| Renter Occupied HU | 3,639 (23.0%) |
| Vacant Housing Units | 520 ( 3.3%) |
| Median Home Value | $356,085 |
| Average Home Value | $384,066 |
Housing Distribution
Address Breakdown
Residential
16,229
Single Family
14,659
Multi-Family
1,570
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
1,332 sqft lot
$N/A/sqft
$313 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45458, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,814 (100%) |
| Owner Occupied HU | 11,655 (73.7%) |
| Renter Occupied HU | 3,639 (23.0%) |
| Vacant Housing Units | 520 ( 3.3%) |
| Median Home Value | $356,085 |
| Average Home Value | $384,066 |
Housing Distribution
Address Breakdown
Residential
16,229
Single Family
14,659
Multi-Family
1,570
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David E Roth • Keller Williams Advisors Rlty
Mls Name: DABR MLS
Mls Provider:
Mls ID: #933457
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.