11226 Daines DrTemple CityCA91780
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 11226 Daines Dr, Temple City, CA, 91780 in Temple City at $999,900 earns $6,360/mo in rent and nets $174/mo after the $4,496/mo payment, a 7.63% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $276,254 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $9,209/yr in principal paydown, total projected return reaches $390,381.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $174 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,360 |
| Total Monthly Debt Service | $5,788 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,260 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91780, Temple City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,230 (100%) |
| Owner Occupied HU | 7,200 (58.9%) |
| Renter Occupied HU | 4,485 (36.7%) |
| Vacant Housing Units | 545 ( 4.5%) |
| Median Home Value | $948,456 |
| Average Home Value | $1,067,791 |
Housing Distribution
Address Breakdown
Residential
11,794
Single Family
10,332
Multi-Family
1,462
Businesses
1,037
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,260 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91780, Temple City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,230 (100%) |
| Owner Occupied HU | 7,200 (58.9%) |
| Renter Occupied HU | 4,485 (36.7%) |
| Vacant Housing Units | 545 ( 4.5%) |
| Median Home Value | $948,456 |
| Average Home Value | $1,067,791 |
Housing Distribution
Address Breakdown
Residential
11,794
Single Family
10,332
Multi-Family
1,462
Businesses
1,037
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices