1122 Cotton Gin DrWoodstockGA30188
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1122 Cotton Gin Dr, Woodstock, GA, 30188 in Woodstock. At $357,900 it earns $2,892/mo in rent and distributes $542/mo to the owner after the $1,609/mo payment, a consistent 9.7% yield. DSCR 1.80 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $98,881 in value; $3,296/yr in principal paydown compounds ownership stake. Total projected return: $171,261.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.0% |
| Monthly Cash Flow | $542 | $300 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,892 |
| Total Monthly Debt Service | $2,207 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
1,306 sqft lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30188, Woodstock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,286 (100%) |
| Owner Occupied HU | 22,866 (78.1%) |
| Renter Occupied HU | 5,517 (18.8%) |
| Vacant Housing Units | 903 ( 3.1%) |
| Median Home Value | $485,049 |
| Average Home Value | $522,574 |
Housing Distribution
Address Breakdown
Residential
28,124
Single Family
25,653
Multi-Family
2,471
Businesses
2,244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2003
1,306 sqft lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30188, Woodstock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,286 (100%) |
| Owner Occupied HU | 22,866 (78.1%) |
| Renter Occupied HU | 5,517 (18.8%) |
| Vacant Housing Units | 903 ( 3.1%) |
| Median Home Value | $485,049 |
| Average Home Value | $522,574 |
Housing Distribution
Address Breakdown
Residential
28,124
Single Family
25,653
Multi-Family
2,471
Businesses
2,244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices