1121 Emilia AveLowellAR72745
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1121 Emilia Ave, Lowell, AR, 72745 in Lowell earns a respectable 8.02% gross yield at $399,000, but after the $1,794/mo mortgage the net cash flow is $167/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.49) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $110,236 over five years, making equity the dominant return driver. Total projected return: $168,173.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.5% |
| Monthly Cash Flow | $167 | $150 |
City averages based on Lowell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,665 |
| Total Monthly Debt Service | $2,240 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72745, Lowell, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,927 (100%) |
| Owner Occupied HU | 4,285 (72.3%) |
| Renter Occupied HU | 1,382 (23.3%) |
| Vacant Housing Units | 260 ( 4.4%) |
| Median Home Value | $375,087 |
| Average Home Value | $473,254 |
Housing Distribution
Address Breakdown
Residential
5,534
Single Family
5,139
Multi-Family
395
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72745, Lowell, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,927 (100%) |
| Owner Occupied HU | 4,285 (72.3%) |
| Renter Occupied HU | 1,382 (23.3%) |
| Vacant Housing Units | 260 ( 4.4%) |
| Median Home Value | $375,087 |
| Average Home Value | $473,254 |
Housing Distribution
Address Breakdown
Residential
5,534
Single Family
5,139
Multi-Family
395
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices