1120 Chesworth RdPhiladelphiaPA19115
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1120 Chesworth Rd, Philadelphia, PA, 19115 in Philadelphia: $2,758/mo in rent, $510/mo in net income, 9.65% gross yield, 1.79 DSCR, all at $343,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $94,765 in appreciation and $3,159/yr in principal paydown projects total cumulative return of $163,512.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.8% |
| Monthly Cash Flow | $510 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,758 |
| Total Monthly Debt Service | $2,111 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
7,196 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
7,196 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elise Bernstein • RE/MAX Properties - Newtown
Mls Name: Bright MLS
Mls ID: #PAPH2535678