112 Silverleaf LaneIslandiaNY11749
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 112 Silverleaf Lane, Islandia, NY, 11749 in Islandia speaks for itself: 10.1% gross on a $675,000 price, generating $5,680/mo in rent and $1,172/mo in net income after the $3,035/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,065 stacks alongside $186,490 in projected five-year appreciation and $6,217/yr in principal reduction. Projected total cumulative return: $332,892.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $1,172 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,680 |
| Total Monthly Debt Service | $4,239 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11749, Islandia, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,583 (100%) |
| Owner Occupied HU | 1,025 (64.8%) |
| Renter Occupied HU | 491 (31.0%) |
| Vacant Housing Units | 67 ( 4.2%) |
| Median Home Value | $579,489 |
| Average Home Value | $661,890 |
Housing Distribution
Address Breakdown
Residential
1,074
Single Family
1,074
Multi-Family
0
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11749, Islandia, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,583 (100%) |
| Owner Occupied HU | 1,025 (64.8%) |
| Renter Occupied HU | 491 (31.0%) |
| Vacant Housing Units | 67 ( 4.2%) |
| Median Home Value | $579,489 |
| Average Home Value | $661,890 |
Housing Distribution
Address Breakdown
Residential
1,074
Single Family
1,074
Multi-Family
0
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices