112 S 9th StColumbiaPA17512
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 112 S 9th St, Columbia, PA, 17512 in Columbia. Priced at $125,000, it generates $1,606/mo in gross rent and $787/mo in net monthly cash flow, a 15.41% yield that comfortably supports the 2.86 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,438. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $98,251.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 6.2% |
| Monthly Cash Flow | $787 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,606 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 2.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1930
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17512, Columbia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,931 (100%) |
| Owner Occupied HU | 4,842 (61.1%) |
| Renter Occupied HU | 2,661 (33.6%) |
| Vacant Housing Units | 428 ( 5.4%) |
| Median Home Value | $285,458 |
| Average Home Value | $381,127 |
Housing Distribution
Address Breakdown
Residential
7,441
Single Family
6,816
Multi-Family
625
Businesses
439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1930
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17512, Columbia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,931 (100%) |
| Owner Occupied HU | 4,842 (61.1%) |
| Renter Occupied HU | 2,661 (33.6%) |
| Vacant Housing Units | 428 ( 5.4%) |
| Median Home Value | $285,458 |
| Average Home Value | $381,127 |
Housing Distribution
Address Breakdown
Residential
7,441
Single Family
6,816
Multi-Family
625
Businesses
439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices