112 Eugenia AveSan FranciscoCA94110
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Francisco rental at 112 Eugenia Ave, San Francisco, CA, 94110 sits in the solid-income band: 9.43% gross yield, $5,099/mo rent, $1,084/mo net after the $2,918/mo debt service, DSCR 1.75. Entry price of $649,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $179,307 and $5,977/yr in principal reduction bring total cumulative return to $315,859.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.5% |
| Monthly Cash Flow | $1,084 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,099 |
| Total Monthly Debt Service | $3,757 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94110, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,019 (100%) |
| Owner Occupied HU | 9,614 (32.0%) |
| Renter Occupied HU | 17,928 (59.7%) |
| Vacant Housing Units | 2,477 ( 8.3%) |
| Median Home Value | $1,538,687 |
| Average Home Value | $1,543,290 |
Housing Distribution
Address Breakdown
Residential
28,967
Single Family
15,739
Multi-Family
13,228
Businesses
2,630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94110, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,019 (100%) |
| Owner Occupied HU | 9,614 (32.0%) |
| Renter Occupied HU | 17,928 (59.7%) |
| Vacant Housing Units | 2,477 ( 8.3%) |
| Median Home Value | $1,538,687 |
| Average Home Value | $1,543,290 |
Housing Distribution
Address Breakdown
Residential
28,967
Single Family
15,739
Multi-Family
13,228
Businesses
2,630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bradley W. Joe • City Real Estate
Mls Name: SFAR
Mls Provider:
Mls ID: #425038788
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.