112 Cherry StKosciuskoMS39090
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 112 Cherry St, Kosciusko, MS, 39090 in Kosciusko earns a 9.51% gross yield at $135,000. Rent of $1,070/mo nets $212/mo after the $607/mo mortgage. The 1.76 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $37,298 and $1,243/yr in equity accumulation project a total cumulative return of $64,934.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $212 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,070 |
| Total Monthly Debt Service | $804 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39090, Kosciusko, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 3,508 (62.3%) |
| Renter Occupied HU | 1,356 (24.1%) |
| Vacant Housing Units | 765 (13.6%) |
| Median Home Value | $125,150 |
| Average Home Value | $159,065 |
Housing Distribution
Address Breakdown
Residential
5,256
Single Family
5,111
Multi-Family
145
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39090, Kosciusko, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 3,508 (62.3%) |
| Renter Occupied HU | 1,356 (24.1%) |
| Vacant Housing Units | 765 (13.6%) |
| Median Home Value | $125,150 |
| Average Home Value | $159,065 |
Housing Distribution
Address Breakdown
Residential
5,256
Single Family
5,111
Multi-Family
145
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melanie Turner • Adams Realty
Mls Name: My State MLS
Mls ID: #11562458