1119 Elm AveAmericusGA31709
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1119 Elm Ave, Americus, GA, 31709 in Americus earns its strong cash-flow label: 12.46% yield, $2,075/mo rent, $858/mo net income, DSCR 2.31. The $199,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $55,229 by year five. Combined with $1,841/yr in principal paydown, total projected return reaches $130,958.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 8.0% |
| Monthly Cash Flow | $858 | $300 |
City averages based on Americus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,075 |
| Total Monthly Debt Service | $1,137 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31709, Americus, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,866 (100%) |
| Owner Occupied HU | 2,958 (43.1%) |
| Renter Occupied HU | 3,175 (46.2%) |
| Vacant Housing Units | 733 (10.7%) |
| Median Home Value | $195,148 |
| Average Home Value | $253,458 |
Housing Distribution
Address Breakdown
Residential
6,079
Single Family
5,878
Multi-Family
201
Businesses
863
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31709, Americus, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,866 (100%) |
| Owner Occupied HU | 2,958 (43.1%) |
| Renter Occupied HU | 3,175 (46.2%) |
| Vacant Housing Units | 733 (10.7%) |
| Median Home Value | $195,148 |
| Average Home Value | $253,458 |
Housing Distribution
Address Breakdown
Residential
6,079
Single Family
5,878
Multi-Family
201
Businesses
863
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices