11160 Old Port Gibson RdHermanvilleMS39086
INVESTMENT ANALYSIS
Investment Verdict
Solid Income11160 Old Port Gibson Rd, Hermanville, MS, 39086 in Hermanville is a solid income-producing rental, 9.52% gross yield, $1,500/mo rent, $343/mo net cash flow on a $189,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $52,217 and $1,741/yr in principal reduction project a total cumulative return of $93,719.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $343 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,500 |
| Total Monthly Debt Service | $1,081 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39086, Hermanville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 823 (100%) |
| Owner Occupied HU | 590 (71.7%) |
| Renter Occupied HU | 135 (16.4%) |
| Vacant Housing Units | 98 (11.9%) |
| Median Home Value | $87,647 |
| Average Home Value | $111,792 |
Housing Distribution
Address Breakdown
Residential
636
Single Family
636
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39086, Hermanville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 823 (100%) |
| Owner Occupied HU | 590 (71.7%) |
| Renter Occupied HU | 135 (16.4%) |
| Vacant Housing Units | 98 (11.9%) |
| Median Home Value | $87,647 |
| Average Home Value | $111,792 |
Housing Distribution
Address Breakdown
Residential
636
Single Family
636
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Will H Waits • Mossy Oak Properties Bottomland Real Estate
Mls Name: MLS United
Mls ID: #4082542
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.