11153 Rosarita DrLoma LindaCA92354
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 11153 Rosarita Dr, Loma Linda, CA, 92354 in Loma Linda. At $706,000 it earns $5,514/mo in rent and distributes $1,147/mo to the owner after the $3,175/mo payment, a consistent 9.37% yield. DSCR 1.74 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $195,055 in value; $6,502/yr in principal paydown compounds ownership stake. Total projected return: $341,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.0% |
| Monthly Cash Flow | $1,147 | $1,500 |
City averages based on Loma Linda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,514 |
| Total Monthly Debt Service | $4,087 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92354, Loma Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,208 (100%) |
| Owner Occupied HU | 3,110 (33.8%) |
| Renter Occupied HU | 5,597 (60.8%) |
| Vacant Housing Units | 501 ( 5.4%) |
| Median Home Value | $582,135 |
| Average Home Value | $577,518 |
Housing Distribution
Address Breakdown
Residential
8,903
Single Family
8,038
Multi-Family
865
Businesses
624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92354, Loma Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,208 (100%) |
| Owner Occupied HU | 3,110 (33.8%) |
| Renter Occupied HU | 5,597 (60.8%) |
| Vacant Housing Units | 501 ( 5.4%) |
| Median Home Value | $582,135 |
| Average Home Value | $577,518 |
Housing Distribution
Address Breakdown
Residential
8,903
Single Family
8,038
Multi-Family
865
Businesses
624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices