1115 Bloodworth LnPensacolaFL32504
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1115 Bloodworth Ln, Pensacola, FL, 32504 in Pensacola is narrow, $48/mo net on $1,485/mo rent after the $742/mo debt service, but the property operates at break-even-plus, not a loss. At $165,000 with a 9.43% yield, the long-run equity case via 5% appreciation ($45,586 over five years) and $1,520/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.00 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $77,018.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $48 | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,485 |
| Total Monthly Debt Service | $1,212 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
827.64 sqft lot
$N/A/sqft
$2,196 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
827.64 sqft lot
$N/A/sqft
$2,196 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices