11136 Lorne St APT 5Sun ValleyCA91352
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 11136 Lorne St APT 5, Sun Valley, CA, 91352 in Sun Valley: $4,256/mo in rent, $290/mo in net income, 9.12% gross yield, 1.69 DSCR, all at $559,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $154,662 in appreciation and $5,156/yr in principal paydown projects total cumulative return of $233,120.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $290 | $300 |
City averages based on Sun Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,256 |
| Total Monthly Debt Service | $3,743 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1991
N/A lot
$N/A/sqft
$365 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91352, Sun Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,958 (100%) |
| Owner Occupied HU | 6,601 (50.9%) |
| Renter Occupied HU | 5,988 (46.2%) |
| Vacant Housing Units | 369 ( 2.8%) |
| Median Home Value | $795,329 |
| Average Home Value | $840,580 |
Housing Distribution
Address Breakdown
Residential
12,601
Single Family
8,898
Multi-Family
3,703
Businesses
2,240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1991
N/A lot
$N/A/sqft
$365 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91352, Sun Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,958 (100%) |
| Owner Occupied HU | 6,601 (50.9%) |
| Renter Occupied HU | 5,988 (46.2%) |
| Vacant Housing Units | 369 ( 2.8%) |
| Median Home Value | $795,329 |
| Average Home Value | $840,580 |
Housing Distribution
Address Breakdown
Residential
12,601
Single Family
8,898
Multi-Family
3,703
Businesses
2,240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices