11125 Graeton CirMatherCA95655
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 11125 Graeton Cir, Mather, CA, 95655 in Mather. Rental yield 6.11%. The 1.13 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $234,839 and $7,829/yr in principal reduction project total return of $248,422.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.0% |
| Monthly Cash Flow | $(1,164) | $1,500 |
City averages based on Mather market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,327 |
| Total Monthly Debt Service | $5,153 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.44 Acres lot
$N/A/sqft
$1,332 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95655, Mather, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,783 (100%) |
| Owner Occupied HU | 1,209 (67.8%) |
| Renter Occupied HU | 389 (21.8%) |
| Vacant Housing Units | 185 (10.4%) |
| Median Home Value | $587,930 |
| Average Home Value | $600,333 |
Housing Distribution
Address Breakdown
Residential
1,632
Single Family
1,632
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.44 Acres lot
$N/A/sqft
$1,332 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95655, Mather, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,783 (100%) |
| Owner Occupied HU | 1,209 (67.8%) |
| Renter Occupied HU | 389 (21.8%) |
| Vacant Housing Units | 185 (10.4%) |
| Median Home Value | $587,930 |
| Average Home Value | $600,333 |
Housing Distribution
Address Breakdown
Residential
1,632
Single Family
1,632
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Daya • Sac Platinum Realty
Mls Name: MetroList Services of CA
Mls ID: #226028019