11121 Snapdragon St UNIT 101VenturaCA93004
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow11121 Snapdragon St UNIT 101, Ventura, CA, 93004 in Ventura earns its strong cash-flow label: 11.49% yield, $6,118/mo rent, $1,824/mo net income, DSCR 2.13. The $639,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $176,544 by year five. Combined with $5,885/yr in principal paydown, total projected return reaches $361,187.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $1,824 | $250 |
City averages based on Ventura market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,118 |
| Total Monthly Debt Service | $4,039 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2016
N/A lot
$N/A/sqft
$312 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93004, Ventura, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,115 (100%) |
| Owner Occupied HU | 7,379 (60.9%) |
| Renter Occupied HU | 3,942 (32.5%) |
| Vacant Housing Units | 794 ( 6.6%) |
| Median Home Value | $834,511 |
| Average Home Value | $838,023 |
Housing Distribution
Address Breakdown
Residential
11,539
Single Family
10,199
Multi-Family
1,340
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2016
N/A lot
$N/A/sqft
$312 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93004, Ventura, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,115 (100%) |
| Owner Occupied HU | 7,379 (60.9%) |
| Renter Occupied HU | 3,942 (32.5%) |
| Vacant Housing Units | 794 ( 6.6%) |
| Median Home Value | $834,511 |
| Average Home Value | $838,023 |
Housing Distribution
Address Breakdown
Residential
11,539
Single Family
10,199
Multi-Family
1,340
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices