11119 Brae WayDade CityFL33525
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 11119 Brae Way, Dade City, FL, 33525 in Dade City speaks for itself: 10.4% gross on a $315,900 price, generating $2,738/mo in rent and $642/mo in net income after the $1,420/mo debt service. DSCR 1.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,704 stacks alongside $87,277 in projected five-year appreciation and $2,909/yr in principal reduction. Projected total cumulative return: $161,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 9.0% |
| Monthly Cash Flow | $642 | $1,200 |
City averages based on Dade City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,738 |
| Total Monthly Debt Service | $1,971 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33525, Dade City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,939 (100%) |
| Owner Occupied HU | 6,843 (68.8%) |
| Renter Occupied HU | 1,836 (18.5%) |
| Vacant Housing Units | 1,260 (12.7%) |
| Median Home Value | $375,434 |
| Average Home Value | $420,057 |
Housing Distribution
Address Breakdown
Residential
9,008
Single Family
8,500
Multi-Family
508
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33525, Dade City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,939 (100%) |
| Owner Occupied HU | 6,843 (68.8%) |
| Renter Occupied HU | 1,836 (18.5%) |
| Vacant Housing Units | 1,260 (12.7%) |
| Median Home Value | $375,434 |
| Average Home Value | $420,057 |
Housing Distribution
Address Breakdown
Residential
9,008
Single Family
8,500
Multi-Family
508
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
