1111 Morse Ave #132SunnyvaleCA94089
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1111 Morse Ave #132, Sunnyvale, CA, 94089 in Sunnyvale deserves attention. This $218,000 property earns $4,260/mo in rent, a 23.45% gross yield, and nets $2,911/mo after the $980/mo payment. DSCR 4.35 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $60,229 compounds alongside $2,008/yr in yearly equity build, for a total cumulative return of $270,042.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.5% | 5.0% |
| Monthly Cash Flow | $2,911 | $1,500 |
City averages based on Sunnyvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,260 |
| Total Monthly Debt Service | $1,262 |
| DSCR Ratio | 3.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94089, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,575 (100%) |
| Owner Occupied HU | 5,077 (53.0%) |
| Renter Occupied HU | 4,004 (41.8%) |
| Vacant Housing Units | 494 ( 5.2%) |
| Median Home Value | $1,042,479 |
| Average Home Value | $1,004,661 |
Housing Distribution
Address Breakdown
Residential
9,105
Single Family
7,457
Multi-Family
1,648
Businesses
459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94089, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,575 (100%) |
| Owner Occupied HU | 5,077 (53.0%) |
| Renter Occupied HU | 4,004 (41.8%) |
| Vacant Housing Units | 494 ( 5.2%) |
| Median Home Value | $1,042,479 |
| Average Home Value | $1,004,661 |
Housing Distribution
Address Breakdown
Residential
9,105
Single Family
7,457
Multi-Family
1,648
Businesses
459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices