1111 Cass StSidneyIA51652
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 1111 Cass St, Sidney, IA, 51652 in Sidney. At $123,400 it earns $1,188/mo in rent and distributes $387/mo to the owner after the $555/mo payment, a consistent 11.55% yield. DSCR 2.14 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $34,093 in value; $1,137/yr in principal paydown compounds ownership stake. Total projected return: $71,853.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.5% |
| Monthly Cash Flow | $387 | $150 |
City averages based on Sidney market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,188 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51652, Sidney, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 781 (100%) |
| Owner Occupied HU | 506 (64.8%) |
| Renter Occupied HU | 167 (21.4%) |
| Vacant Housing Units | 108 (13.8%) |
| Median Home Value | $155,102 |
| Average Home Value | $211,739 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51652, Sidney, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 781 (100%) |
| Owner Occupied HU | 506 (64.8%) |
| Renter Occupied HU | 167 (21.4%) |
| Vacant Housing Units | 108 (13.8%) |
| Median Home Value | $155,102 |
| Average Home Value | $211,739 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices