1110 Taylor StSan FranciscoCA94108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1110 Taylor St, San Francisco, CA, 94108 in San Francisco is capital appreciation. Rental yield 5.15%. The 5.15% gross yield at $1,700,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $469,679 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.95) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $437,132.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 4.5% |
| Monthly Cash Flow | $(3,224) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,292 |
| Total Monthly Debt Service | $9,840 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1906
1,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94108, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,042 (100%) |
| Owner Occupied HU | 812 ( 9.0%) |
| Renter Occupied HU | 6,840 (75.6%) |
| Vacant Housing Units | 1,390 (15.4%) |
| Median Home Value | $1,633,681 |
| Average Home Value | $1,580,785 |
Housing Distribution
Address Breakdown
Residential
7,620
Single Family
468
Multi-Family
7,152
Businesses
2,257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1906
1,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94108, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,042 (100%) |
| Owner Occupied HU | 812 ( 9.0%) |
| Renter Occupied HU | 6,840 (75.6%) |
| Vacant Housing Units | 1,390 (15.4%) |
| Median Home Value | $1,633,681 |
| Average Home Value | $1,580,785 |
Housing Distribution
Address Breakdown
Residential
7,620
Single Family
468
Multi-Family
7,152
Businesses
2,257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SFAR
Mls ID: #426116850