111 Sunset DrDowlingMI49050
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 111 Sunset Dr, Dowling, MI, 49050 in Dowling. Rental yield 5.91%. At $330,000 with 5.91% gross yield, current distributions are modest, but the 5% appreciation rate projects $91,173 in new equity by year five, complemented by $3,039/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.10) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $90,303.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 9.0% |
| Monthly Cash Flow | $(550) | $300 |
City averages based on Dowling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,626 |
| Total Monthly Debt Service | $2,045 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49050, Dowling, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 751 (100%) |
| Owner Occupied HU | 587 (78.2%) |
| Renter Occupied HU | 50 ( 6.7%) |
| Vacant Housing Units | 114 (15.2%) |
| Median Home Value | $271,011 |
| Average Home Value | $335,371 |
Housing Distribution
Address Breakdown
Residential
658
Single Family
658
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49050, Dowling, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 751 (100%) |
| Owner Occupied HU | 587 (78.2%) |
| Renter Occupied HU | 50 ( 6.7%) |
| Vacant Housing Units | 114 (15.2%) |
| Median Home Value | $271,011 |
| Average Home Value | $335,371 |
Housing Distribution
Address Breakdown
Residential
658
Single Family
658
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices