111 Fox StPottsvillePA17901
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 111 Fox St, Pottsville, PA, 17901 in Pottsville is narrow, $157/mo net on $1,592/mo rent after the $985/mo debt service, but the property operates at break-even-plus, not a loss. At $219,000 with a 8.73% yield, the long-run equity case via 5% appreciation ($60,506 over five years) and $2,017/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.62 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $93,478.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $157 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,592 |
| Total Monthly Debt Service | $1,348 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17901, Pottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,202 (100%) |
| Owner Occupied HU | 6,769 (60.4%) |
| Renter Occupied HU | 2,964 (26.5%) |
| Vacant Housing Units | 1,469 (13.1%) |
| Median Home Value | $166,092 |
| Average Home Value | $193,218 |
Housing Distribution
Address Breakdown
Residential
10,336
Single Family
9,279
Multi-Family
1,057
Businesses
934
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17901, Pottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,202 (100%) |
| Owner Occupied HU | 6,769 (60.4%) |
| Renter Occupied HU | 2,964 (26.5%) |
| Vacant Housing Units | 1,469 (13.1%) |
| Median Home Value | $166,092 |
| Average Home Value | $193,218 |
Housing Distribution
Address Breakdown
Residential
10,336
Single Family
9,279
Multi-Family
1,057
Businesses
934
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices