111 4th 1/2 StWilliamstownWV26187
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow111 4th 1/2 St, Williamstown, WV, 26187 in Williamstown earns its strong cash-flow label: 11.09% yield, $2,164/mo rent, $803/mo net income, DSCR 2.06. The $234,100 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $64,678 by year five. Combined with $2,156/yr in principal paydown, total projected return reaches $140,100.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $803 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,164 |
| Total Monthly Debt Service | $1,267 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
10,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26187, Williamstown, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,814 (100%) |
| Owner Occupied HU | 2,095 (74.4%) |
| Renter Occupied HU | 515 (18.3%) |
| Vacant Housing Units | 204 ( 7.2%) |
| Median Home Value | $257,431 |
| Average Home Value | $282,033 |
Housing Distribution
Address Breakdown
Residential
2,820
Single Family
2,819
Multi-Family
1
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
10,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26187, Williamstown, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,814 (100%) |
| Owner Occupied HU | 2,095 (74.4%) |
| Renter Occupied HU | 515 (18.3%) |
| Vacant Housing Units | 204 ( 7.2%) |
| Median Home Value | $257,431 |
| Average Home Value | $282,033 |
Housing Distribution
Address Breakdown
Residential
2,820
Single Family
2,819
Multi-Family
1
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A