1109 SW 139th TerOklahoma CityOK73170
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1109 SW 139th Ter, Oklahoma City, OK, 73170 in Oklahoma City at $294,990 earns $2,034/mo in rent and nets $117/mo after the $1,326/mo payment, a 8.27% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $81,500 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $2,717/yr in principal paydown, total projected return reaches $121,791.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 10.0% |
| Monthly Cash Flow | $117 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,034 |
| Total Monthly Debt Service | $1,766 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
4,399 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73170, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,886 (100%) |
| Owner Occupied HU | 12,625 (74.8%) |
| Renter Occupied HU | 3,661 (21.7%) |
| Vacant Housing Units | 600 ( 3.6%) |
| Median Home Value | $270,439 |
| Average Home Value | $311,927 |
Housing Distribution
Address Breakdown
Residential
16,747
Single Family
15,303
Multi-Family
1,444
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
4,399 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73170, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,886 (100%) |
| Owner Occupied HU | 12,625 (74.8%) |
| Renter Occupied HU | 3,661 (21.7%) |
| Vacant Housing Units | 600 ( 3.6%) |
| Median Home Value | $270,439 |
| Average Home Value | $311,927 |
Housing Distribution
Address Breakdown
Residential
16,747
Single Family
15,303
Multi-Family
1,444
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSOK/OKCMAR as distributed by MLS GRID
Mls ID: #1219793