1109 Pueblo Gardens CtLas CrucesNM88007
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1109 Pueblo Gardens Ct, Las Cruces, NM, 88007 in Las Cruces is a solid income-producing rental, 8.32% gross yield, $2,496/mo rent, $345/mo net cash flow on a $360,000 buy. DSCR 1.54 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $99,461 and $3,316/yr in principal reduction project a total cumulative return of $158,343.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 9.2% |
| Monthly Cash Flow | $345 | $450 |
City averages based on Las Cruces market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,496 |
| Total Monthly Debt Service | $2,008 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5,227 sqft lot
$N/A/sqft
$38 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5,227 sqft lot
$N/A/sqft
$38 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Austin Tharp • Real Broker LLC
Mls Name: SNMMLS
Mls ID: #2500546
Disclaimer: The information provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.