1108 Cheltenham PlMainevilleOH45039
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1108 Cheltenham Pl, Maineville, OH, 45039 in Maineville is listed at $537,600 and delivers $4,090/mo in rent and $507/mo in net monthly cash flow. The 9.13% yield and 1.69 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $148,529 over five years, and $4,951/yr in principal reduction supplements cash return. Total projected cumulative return: $237,698.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $507 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,090 |
| Total Monthly Debt Service | $3,368 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.65 Acres lot
$N/A/sqft
$46 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45039, Maineville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,616 (100%) |
| Owner Occupied HU | 9,290 (80.0%) |
| Renter Occupied HU | 2,064 (17.8%) |
| Vacant Housing Units | 262 ( 2.3%) |
| Median Home Value | $365,440 |
| Average Home Value | $430,896 |
Housing Distribution
Address Breakdown
Residential
11,482
Single Family
10,080
Multi-Family
1,402
Businesses
389
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.65 Acres lot
$N/A/sqft
$46 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45039, Maineville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,616 (100%) |
| Owner Occupied HU | 9,290 (80.0%) |
| Renter Occupied HU | 2,064 (17.8%) |
| Vacant Housing Units | 262 ( 2.3%) |
| Median Home Value | $365,440 |
| Average Home Value | $430,896 |
Housing Distribution
Address Breakdown
Residential
11,482
Single Family
10,080
Multi-Family
1,402
Businesses
389
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A