1107 Cotter WayHaywardCA94541
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1107 Cotter Way, Hayward, CA, 94541 in Hayward is a conservative rental investment at $610,000. Rental yield 6.65%. A 1.23 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $168,532; $5,618/yr in principal paydown supplements. Total projected return: $205,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.0% |
| Monthly Cash Flow | $(394) | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,379 |
| Total Monthly Debt Service | $3,531 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
6,625 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94541, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,767 (100%) |
| Owner Occupied HU | 9,638 (40.6%) |
| Renter Occupied HU | 12,938 (54.4%) |
| Vacant Housing Units | 1,191 ( 5.0%) |
| Median Home Value | $849,696 |
| Average Home Value | $970,695 |
Housing Distribution
Address Breakdown
Residential
22,893
Single Family
16,924
Multi-Family
5,969
Businesses
1,624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
6,625 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94541, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,767 (100%) |
| Owner Occupied HU | 9,638 (40.6%) |
| Renter Occupied HU | 12,938 (54.4%) |
| Vacant Housing Units | 1,191 ( 5.0%) |
| Median Home Value | $849,696 |
| Average Home Value | $970,695 |
Housing Distribution
Address Breakdown
Residential
22,893
Single Family
16,924
Multi-Family
5,969
Businesses
1,624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gretchen Hughes • Hughes Realty Fine Homes
Mls Name: BAREIS
Mls Provider:
Mls ID: #325051948
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