1106 Osprey LnDentonMD21629
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1106 Osprey Ln, Denton, MD, 21629 in Denton hard to pass up. The 10.51% gross yield on a $295,000 purchase results in $2,584/mo in rent and $681/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.95). Annual cash flow of $8,170, five-year appreciation of $81,503, and $2,717/yr in equity build-up combine for a projected total cumulative return of $160,122.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.8% |
| Monthly Cash Flow | $681 | $750 |
City averages based on Denton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,584 |
| Total Monthly Debt Service | $1,717 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
8,727 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21629, Denton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,010 (100%) |
| Owner Occupied HU | 2,727 (68.0%) |
| Renter Occupied HU | 998 (24.9%) |
| Vacant Housing Units | 285 ( 7.1%) |
| Median Home Value | $332,088 |
| Average Home Value | $383,294 |
Housing Distribution
Address Breakdown
Residential
3,909
Single Family
3,801
Multi-Family
108
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
8,727 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21629, Denton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,010 (100%) |
| Owner Occupied HU | 2,727 (68.0%) |
| Renter Occupied HU | 998 (24.9%) |
| Vacant Housing Units | 285 ( 7.1%) |
| Median Home Value | $332,088 |
| Average Home Value | $383,294 |
Housing Distribution
Address Breakdown
Residential
3,909
Single Family
3,801
Multi-Family
108
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices