1105 S 13th StClintonOK73601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1105 S 13th St, Clinton, OK, 73601 in Clinton at $109,000 earns $859/mo in rent and nets $163/mo after the $490/mo payment, a 9.46% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $30,115 over five years. Ziffy Mortgage underwrites this on a 1.75 DSCR without U.S. credit history. With $1,004/yr in principal paydown, total projected return reaches $51,945.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $163 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $859 |
| Total Monthly Debt Service | $653 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
9,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73601, Clinton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,367 (100%) |
| Owner Occupied HU | 2,206 (50.5%) |
| Renter Occupied HU | 1,319 (30.2%) |
| Vacant Housing Units | 842 (19.3%) |
| Median Home Value | $159,009 |
| Average Home Value | $177,429 |
Housing Distribution
Address Breakdown
Residential
3,745
Single Family
3,611
Multi-Family
134
Businesses
621
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
9,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73601, Clinton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,367 (100%) |
| Owner Occupied HU | 2,206 (50.5%) |
| Renter Occupied HU | 1,319 (30.2%) |
| Vacant Housing Units | 842 (19.3%) |
| Median Home Value | $159,009 |
| Average Home Value | $177,429 |
Housing Distribution
Address Breakdown
Residential
3,745
Single Family
3,611
Multi-Family
134
Businesses
621
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices