1104 Saffron Way, Owings, MD, 20736 | $236/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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1104 Saffron Way, Owings, MD, 20736 | $236/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Owings at 1104 Saffron Way, Owings, MD, 20736 uses $91,129 cash to close to unlock $2,829/yr annual cash flow and $236/mo monthly cash flow. Total monthly income runs $1,945/mo, and a $1,346/mo payment keeps the spread at $236/mo. Purchase price stands at $274,900, and rental yield measures 8.49% with $1,945/mo rent. Return on cash invested shows 23.01% in year one, and 5% annual appreciation builds toward $75,950 over five years. Five-year ROI reaches 119.53% and total cumulative return in cash records $108,927. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,945/mo property income covering a $1,346/mo payment rather than investor’s personal income.

Single Family

Built in 1995

1.04 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 1104 Saffron Way a charming one-level rambler tucked away on a spacious, private lot at the end of a quiet cul-de-sac, set back by a long driveway for added privacy. This well-laid-out home offers 3 bedrooms and 2 full baths, an inviting front porch, an enclosed sunroom perfect for year-round enjoyment, and an eat-in kitchen ideal for casual dining and gatherings. Enjoy peaceful living with room to relax, garden, or entertain, while still being conveniently located near shopping, dining, parks, and everyday amenities. Easy access to Route 4 makes commuting to DC, Joint Base Andrews, and surrounding areas convenient, while nearby Chesapeake Bay attractions, marinas, and waterfront dining offer a perfect weekend escape. A wonderful opportunity for those seeking comfort, privacy, and accessibility all on one level.

Neighborhood Data

Neighborhood data shown for ZIP Code: 20736, Owings, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,004 (100%)
Owner Occupied HU	2,697 (89.8%)
Renter Occupied HU	200 ( 6.7%)
Vacant Housing Units	107 ( 3.6%)
Median Home Value	$612,266
Average Home Value	$632,405