11023 Kentington Oak DrHumbleTX77396
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow11023 Kentington Oak Dr, Humble, TX, 77396 in Humble is a solid income-producing rental, 10.94% gross yield, $2,116/mo rent, $436/mo net cash flow on a $232,100 buy. DSCR 2.03 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $64,125 and $2,138/yr in principal reduction project a total cumulative return of $117,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.2% |
| Monthly Cash Flow | $436 | $1,200 |
City averages based on Humble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,116 |
| Total Monthly Debt Service | $1,587 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
6,316 sqft lot
$N/A/sqft
$29 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77396, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,201 (100%) |
| Owner Occupied HU | 12,843 (60.6%) |
| Renter Occupied HU | 7,356 (34.7%) |
| Vacant Housing Units | 1,002 ( 4.7%) |
| Median Home Value | $281,369 |
| Average Home Value | $354,128 |
Housing Distribution
Address Breakdown
Residential
21,026
Single Family
15,154
Multi-Family
5,872
Businesses
962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
6,316 sqft lot
$N/A/sqft
$29 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77396, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,201 (100%) |
| Owner Occupied HU | 12,843 (60.6%) |
| Renter Occupied HU | 7,356 (34.7%) |
| Vacant Housing Units | 1,002 ( 4.7%) |
| Median Home Value | $281,369 |
| Average Home Value | $354,128 |
Housing Distribution
Address Breakdown
Residential
21,026
Single Family
15,154
Multi-Family
5,872
Businesses
962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices