110 Southern Living DrOchlockneeGA31773
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 110 Southern Living Dr, Ochlocknee, GA, 31773 in Ochlocknee at $118,000 earns $899/mo in rent and nets $181/mo after the $531/mo payment, a 9.14% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $32,601 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,087/yr in principal paydown, total projected return reaches $56,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $181 | $300 |
City averages based on Ochlocknee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $899 |
| Total Monthly Debt Service | $671 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
1.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31773, Ochlocknee, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,845 (100%) |
| Owner Occupied HU | 1,222 (66.2%) |
| Renter Occupied HU | 360 (19.5%) |
| Vacant Housing Units | 263 (14.3%) |
| Median Home Value | $249,750 |
| Average Home Value | $299,306 |
Housing Distribution
Address Breakdown
Residential
1,602
Single Family
1,602
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
1.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31773, Ochlocknee, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,845 (100%) |
| Owner Occupied HU | 1,222 (66.2%) |
| Renter Occupied HU | 360 (19.5%) |
| Vacant Housing Units | 263 (14.3%) |
| Median Home Value | $249,750 |
| Average Home Value | $299,306 |
Housing Distribution
Address Breakdown
Residential
1,602
Single Family
1,602
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles Renaud • Realty Mart Inc.
Mls Name: Southwest Georgia MLS
Mls ID: #14133
Disclaimer: Copyright Southwest Georgia Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.