110 S Main StOrangevilleIL61060
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 110 S Main St, Orangeville, IL, 61060 in Orangeville hard to pass up. The 16.67% gross yield on a $120,000 purchase results in $1,667/mo in rent and $834/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.09). Annual cash flow of $10,014, five-year appreciation of $33,154, and $1,105/yr in equity build-up combine for a projected total cumulative return of $99,573.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.7% | 8.0% |
| Monthly Cash Flow | $834 | $250 |
City averages based on Orangeville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,667 |
| Total Monthly Debt Service | $785 |
| DSCR Ratio | 2.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61060, Orangeville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 645 (100%) |
| Owner Occupied HU | 475 (73.6%) |
| Renter Occupied HU | 112 (17.4%) |
| Vacant Housing Units | 58 ( 9.0%) |
| Median Home Value | $170,697 |
| Average Home Value | $214,311 |
Housing Distribution
Address Breakdown
Residential
440
Single Family
440
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61060, Orangeville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 645 (100%) |
| Owner Occupied HU | 475 (73.6%) |
| Renter Occupied HU | 112 (17.4%) |
| Vacant Housing Units | 58 ( 9.0%) |
| Median Home Value | $170,697 |
| Average Home Value | $214,311 |
Housing Distribution
Address Breakdown
Residential
440
Single Family
440
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices